| At Etiqa, we understand the importance of having your own set of wheels whether for work or social reasons. Therefore, should an unfortunate event render your car out of commission, the Etiqa Private Car Insurance ensures that your claims are settled in the shortest possible time, so that you’re up and running about again because we know you can’t afford to be stranded indefinitely. What is covered under the Private Car Insurance?
Loss or Damage caused by: ACCIDENTAL COLLISION even if caused by mechanical breakdown or normal wear and tear FALLING OBJECTS unless caused by flood, storm, or natural disaster FIRE, EXPLOSION or LIGHTNING BURGLARY,BREAK-IN or THEFT MALICIOUS ACT WHEN IN TRANSIT (including loading and unloading) by road, rail or inland waterway
What is not covered under the plan?
CONSEQUENTIAL LOSSES e.g. loss of earnings LOSS OF USE OF CAR DEPRECIATION NORMAL WEAR & TEAR DAMAGE TO YOUR CAR’S TYRES unless your car is damaged at the same time The amount of the EXCESS shown on your policy schedule
What is covered under the liability to third parties?
Death or bodily injury to a third party Damage to a third party’s property caused by your car Legal costs incurred up to a limit of RM 2,000
What is not covered under the liability to third parties?
Death or bodily to any passenger being carried for hire/reward Damage to any property of a third party temporarily under your possession Liability to any member of your household Any claim or legal action against you from outside Malaysia, Singapore or Negara Brunei Darussalam
What is the additional coverage under this policy?
ALTERNATIVE TRANSPORTATION COVER: Few insurers offer this coverage as many car owners discovered too late. It covers the cost of car rental, when you car is unavailable after an accident, to a maximum of RM 1,000 WINDSCREEN COVER: Protects against breakage of glass in your car’s windscreen or window. (Your No Claim Discount will not be affected by such claim and any excess under the policy would not reply) CAR ACCESSORIES COVER: Protects against loss or damage to specific accessories. (Your No Claim Discount will not be affected by such claim and any excess under the policy would not reply) ADDITIONAL DRIVERS COVER: Extends insurance coverage to additional named drivers FLOOD DAMAGE COVER: Protects against damage to your car caused by Flood, Typhoon, Hurricane or Storm PUBLIC DISORDER COVER: Protects against loss or damage to your car caused by Public Disorder LEGAL LIABILITY FOR PASSENGERS: Protects against any legal liability acts of negligence brought against your passengers LEGAL LIABILITY TO PASSENGERS: Protects you against any legal liability brought against you by any of your passengers. (This coverage is compulsory if you drive your car in Singapore)
What are the common circumstances that are unacceptable to make a claim?
Does the plan have any Motor Service?
Yes. All Etiqa Private Car Insurance customers have access to 24-hour Motor Assist services. With our partner - the Asia Assistance Network which provides the following motor services:
24-hour Emergency Towing & Minor Roadside Repair Car Replacement Assistance Arrangement for hotel accommodation Referral to Service Centres Professional assistance and fair market prices at referred Service Centres Emergency Messaging Service for you to contact your family and others in the event of an accident
Call the Etiqa Claim Assist at 1-800-88-1007 Not ready to renew yet?
FREE REMINDER SERVICE
Even if your car insurance is expiring later, call us at 1-300-13-8888. We’ll give you a free reminder when your car insurance is due for renewal. No obligations to buy. |
No comments:
Post a Comment